Asset Finance

Carefully designed asset finance facilities to match your long term growth plans

Overview

Are you looking to acquire trucks, new plant or machinery to expand your business production capacity? Do you need to replace the outdated machinery you have been using for years? Our dynamic asset finance offering makes it all possible. Talk to us today and enjoy tailor made structured finance to acquire these and more.

MULTI-CurrencyMulti-currency funding available

TAILOR-MADE StructureTailor-made credit structure according to your business cycle

Flexible REPAYMENT PlanFlexible and affordable repayment periods up to 4 years

AFFORDABLE PricingAttractive pricing options

UNLOCK UP TO 80% VALUEAccess up to 80% financing for assets to be purchased with flexible security options

QUICK ProcessingQuick application processing

Download our services and products pricing guide for more information.

General Business Credit Application Requirements

Fully filled in business loan application form (Available at a branch or delivered to your office)
Financial credit bureau card for the borrowing entity
Business bank statements for past 12 months
Business financial statements, including and income statement, balance sheet and cash flow
Passport size photograph of each director
Copy of valid identification card of each director
Valuation report for the property / assets to be pledged as collateral (where applicable or requested by the Bank)
Business plan and an updated business profile
Tax identification number (TIN) and tax clearance certificate
Formal written request stating the amount, purpose, tenor, source of repayment and proposed security (where applicable)
Board resolution to borrow (For limited, partnership companies)
Trading license
Any other information as may be requested by the Bank, depending on the nature of the request. Our Relationship Management team will guide you on the process